Swift River Medical Associates

Call Us:  +1(413) 213-0550

35 Bridge St. #1

​Belchertown, MA 01007


High Deductible Insurance Plans


  • High deductible insurance plans typically have lower premiums, but higher deductibles. 
  • A deductible is the amount you must pay each calendar year before your insurance plan begins paying benefits.
  • ​Under current health care laws, many high deductible insurance plans cover preventive care such as annual physicals, immunizations, mammograms and colon cancer screenings.  
  • We do not have the specific details on each insurance plan and what is covered or not covered.  This includes coverage of office visits, physicals, procedures, tests and labs that may be ordered.
  • It is your responsibility to be aware of your insurance deductible and what is covered by the plan.